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| 31. | Article 21 If the mortgagor does not repay the loan as provided in the building property mortgage contract |
| 第二十一条 抵押人不依照房产抵押合同规定偿还贷款，承押人有权拍卖抵押的房产。 |
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| 32. | (3) The mortgagor shall give the Building Property Title Certificate to the mortgagee for safekeeping |
| （三）抵押人将《房产权证书》交承押人收存，承押人按房产抵押合同的规定付款。 |
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| 33. | Article 14 In purchasing and selling building property, a building property purchase and sale contract |
| 第十四条 房产买卖必须按照本规定第十一条由双方当事人签订房产买卖合同。 |
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| 34. | PROVISIONS OF THE SHENZHEN SPECIAL ECONOMIC ZONE FOR THE ADMINISTRATION OF COMMERCIAL BUILDING PROPERTY |
| 深圳经济特区商品房产管理规定 |
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| 35. | Article 18 Owners of building property must apply for building property mortgage loans at a bank established |
| 第十八条 房产主申请房产抵押贷款，必须向设在深圳经济特区的银行办理，并具备下列条件： |
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| 36. | (1) A building property purchase and sale contract has already been concluded; and |
| （一）房产买卖合同业已订立； |
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| 37. | (1) The mortgagor and the mortgagee shall sign a building property mortgage contract; |
| （一）抵押人和承押人签订房产抵押合同； |
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| 38. | (3) All documents concerning the obtaining, modification and transfer of the building property right. |
| （三）取得、变更、转移房产权的全部证件。 |
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| 39. | The joint owners of the building property shall be jointly and severally liable for the purchase and |
| 房产共有人对一致同意的共有房产的买卖、交换负有连带责任。 |
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| 40. | Article 16 A joint owner of building property may give or bequeath his or its own portion of the building |
| 第十六条 房产共有人之一将属于自己份额的房产赠与或遗赠他人，可以不经其他共有人同意。 |
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