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| 11. | in which participants buy shares in a common fund and receive an annuity that increases every time a participant |
| 联合养老金制一种集资办法，所有的参加者共同使用一笔基金，每当一个参股者死后，剩下的人得到一份增加的份额，最后一个活着的人或过了一定时间依然活着的人获得剩下的所有金额 |
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| 12. | case a teaching proceeding mental state guides teacher's training can transfer the training availably with |
| 运用案例教学进行心理辅导教师培训能有效地调动培训者与受训者主动参与的积极性。 |
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