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| 41. | Personal Short-term petty loan is referred to the RMB unsecured loan with no need for guarantee provided |
| 小额短期信用贷款是指银行为解决借款人临时性的消费需要发放的期限在1年以内、额在2万元以下、需提供担保的人民币信用贷款。 |
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| 42. | The manufacturer of the product must set up a strict, well-coordinated and effective quality-guarantee |
| 产品的生产企业必须建立严密、调、效的质量保证体系，要明确规定产品的质量责任。 |
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| 43. | With respect to administrative guarantee, governments at different levels have set up religious affairs |
| 在行政保障方面，中国各级政府设立了宗教事务部门，对有关宗教的法律、法规的贯彻实施进行行政管理和监督，具体落实和执行宗教信仰自由政策。 |
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| 44. | based on the said basic rate of guarantee service charge, or may be negotiated and agreed by parties to guarantee |
| 基准担保费率可按银行同期贷款利率的50%执行，具体担保费率可依项目风险程度在基准费率基础上上下浮动30%-50%，也可经担保机构监管部门同意后由担保双方自主商定。 |
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