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| 31. | Article 21 If the mortgagor does not repay the loan as provided in the building property mortgage contract |
| 第二十一条 抵押人不依照房产抵押合同规定偿还贷款，承押人有权拍卖抵押的房产。 |
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| -- 来源 -- 经济法规部分 - shenzhenshangpinfangchan |
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| 32. | If a borrower cannot repay the guaranteed loan on time, the commercial bank which issues the loan has |
| 借款人到期不归还担保贷款的，商业银行依法享有要求保证人归还贷款本金和利息或者就该担保物优先受偿的权利。 |
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| 33. | The Borrower shall repay the Loan, interest on the Loan and all other charges or liabilities in relation |
| 借款人将以贷款人所同意之分期期数按月摊还该贷款及有关贷款之利息，以及其他费用。 |
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| 34. | If we fail to repay the loan facility to you when due, we undertake to pay (i) an interest (in addition |
| 若本公司逾期偿还贵行贷款,本公司同意贵行得在原定利息之外(仅适用予以有约定利息之情形),自行决定加收最高达年利率2%之逾期利率,贵行并得按日向本公司收取相当于获利低于新台币三百元整之违约金. |
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| 35. | debtor to take no account of the cost to break the contract, abandon the house property and refuse to repay |
| 而与此同时，如果不考虑交易成本，对于借款人来说，主动违约，放弃房产并拒绝还款，即将抵押住房按照贷款价值的较高价格卖给贷款人，以换取免除还款责任，是一个有利的决策。 |
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