1.liability的基本意思是“责任,义务,倾向”,常与介词for连用,表示“对…负有责任”。
2.liability的复数形式还可作“债务”解。
3.liability与介词to连用时作“有…的倾向〔可能性〕”“对…是不利条件”解。

He admitted liability for the accident.他承认对这起意外负有责任。
Taking extra vitamins may reduce your liability to colds.多吃一些维生素会减少你得感冒的可能性。
If your liabilities exceed your assets, you may go bankrupt.如果你的负债超过了你的资产,你就可能破产。
Lack of education is a liability in getting a job.受教育少对找工作不利。
Because of his injury Tom was just a liability to the team.汤姆的伤使他成为全队的累赘。

［同义词］   debts, responsibility